Privacy Policy

Indemnity

You will indemnify and hold us (and our officers, directors, agents, subsidiaries, joint ventures and employees), harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement, or your violation of any law or the rights of a third party.

No Agency

No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement.

Media

Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Notices

Except as explicitly stated otherwise, legal notices shall be served on the email address you provide to NicNacDirect during the registration process (in your case). Notice shall be deemed given 24 hours after email is sent, unless the sending party is notified that the email address is invalid. Alternatively, we may give you legal notice by mail to the address provided during the registration process. In such case, notice shall be deemed given three days after the date of mailing.

Policy

This policy describes the ways we collect, store, use and protect your personal information. You accepted this policy when you signed up for our Service. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days� prior notice by posting notice of the change on the “Policy Updates” page of our website. We last modified this Policy on May 14, 2008

How we Collect Information About You

When you visit the NicNacDirect website, we collect your IP address and standard web log information, such as your browser type and the pages you accessed on our website. If you open an account, we collect the following types of information from you:

• Contact information – your name, address, phone, email, Skype ID and other similar information.
• Financial information – the bank account numbers and credit card numbers that you link to your NicNacDirect account.

Before permitting you to use our service, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services. When you are using our service, we collect information about your account transactions and we may collect information about your computer or other access device for fraud prevention purposes. Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.

How We Protect and Store Personal Information

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We view protection of users’ privacy as a very important community principle. We store and process your information on computers located in the United States and Canada that are protected by physical as well as technological security devices. Throughout this policy, we use the term “personal information” to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user.

How We Use The Personal Information We Collect

• Provide the services and customer support you request;
• Process transactions and send notices about your transactions
• Resolve disputes, collect fees, and troubleshoot problems;
• Prevent potentially prohibited or illegal activities, and enforce our User Agreement;
• Customize, measure, and improve our services and the content and layout of our website;
• Send you targeted marketing, service update notices, and promotional offers based on your communication preferences;
• Compare information for accuracy and verify it with third parties.

How We Share Personal Information With Other Parties

We may share your personal information with:

• Service providers under contract who help with parts of our business operations; (fraud prevention, bill collection, marketing, technology services). Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
• Credit bureaus to report outstanding negative balance accounts, as allowed by law.
• Companies that we plan to merge with or be acquired by. (Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. If your personal information could be used contrary to this policy, you will receive prior notice.)
• Law enforcement, government officials, or other third parties when
• Other third parties with your consent or direction to do so.
  1. We are compelled to do so by a subpoena, court order or similar legal procedure
  2. We need to do so to comply with law
  3. We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our User Agreement.
• Other third parties with your consent or direction to do so.

NicNacDirect will not sell or rent any of your personal information to third parties in the normal course of doing business and only shares your personal information with third parties as described in this policy.

How You Can Restrict Nicnatdirect From Your Personal Information

The only type of sharing of your personal information that you may restrict is as follows: If you do not want NicNacDirect to share your personal information with other financial institutions for the purpose of marketing our jointly offered products to you You can also control how we use your contact information to market our services to you in the notifications preferences.